NAIFF Loans
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Description
The National Agriculture Infra Financing Facility (NAIFF), also known as the Agriculture Infrastructure Fund (AIF), is a central government initiative launched in July 2020. It aims to provide medium to long-term debt financing for projects that enhance agricultural infrastructure and post-harvest management across India. Key Features of NAIFF Loans -Loan Amount: Up to ₹2 crore per project. Eligible entities can undertake up to 25 projects in different locations, each qualifying for separate loans. -Interest Subvention: A 3% per annum interest subsidy is available on loans up to ₹2 crore for a maximum period of 7 years, including any moratorium period. -Credit Guarantee: Loans up to ₹2 crore are covered under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), reducing the need for collateral.
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